Since one of your New Year’s Resolutions might be about finances, I thought now was an appropriate time to talk about coupons. As an accountant in Reno, I think it is important to manage your finances each year. One of the best ways to save money and allow for more saving is to shop smarter. The easiest trick to shopping smarter is using coupons.
How and Why
Every Sunday the Reno Gazette-Journal is stuffed full of advertisements. Along with these advertisements are those valuable coupons that many people seem to be overlooking. Today’s society is all about speed and therefore, taking the time to look through coupons and change your shopping habits to match the stores with the cheapest products seems too time consuming. However, the time it takes to get the coupons together could save you 20 to 50 percent on your shopping bill.
They Make You Plan
Besides for the obvious financial benefits from using coupons, is the fact that is makes you plan. As an accountant in Reno, I always encourage people to learn to plan. If you can plan, then you will be able to take the necessary actions to get your finances in order. Sometimes you will come across coupons for things that need to be bought in bulk or some that require you to buy two or three of something. If a coupon has a stipulation then you need to plan that into your shopping list.
Don’t Get Caught
Although coupons can save you a lot of money and teach you to plan, you need to be careful. You mistake that some people make, is that they spend too much. Just because you are saving a lot on two items, does not mean you can buy more. If you truly want to save, you still need to exercise self-discipline when you get into the store. Stick to your list, use your coupons and then put the savings into your savings account.
If one of your New Year’s resolutions is to get your finances in order, then it is a good idea to contact an accountant in Reno today. They will be able to help you evaluate your current financial situation and to make plans for 2011.
Reno’s Best CPA,
Tim Nelson